We all need to take the time to go on the occasional vacation or to enjoy a delicious dinner at a private club.

They have paid rent each month but do occasionally get it to us two or three days late for the previous year.  

I focused most of the money on a extravagant kitchen.

Occasionally you do find them though.Another option you can pursue is creating your own multi unit.  

For spending when not pursuing a bonus the citi double cashback card is a good daily use card.For a single large purchase for rehab, there are occasionally sign on bonuses on cards that allow you no interest for as long as 18 months. 

And just to confirm: if I were to make the home my primary residence, and rent the entire property out occasionally when I'm out of town, that would be considered owner-occupied correct?

Occasionally people contact me with their deals privately.

A fee for service planner, who is very knowledgeable about taxes would typically be much better than a financial planner who makes his income from recommending specific mutual funds or other group of investments.Preparing your taxes using TTax then occasionally having your return reviewed by a tax expert could give you ideas that would save you money.

You'll occasionally find some laws at the City level or from an HOA.Here's PA law: https://www.nolo.com/legal-enc...Do yourself a favor: buy "Every Landlord's Legal Guide" by NOLO.

I look at them, occasional run the numbers, and only once since Dec 2021 made an offer (which ended up not being that close to the accepted offer).