Primarily, I am concerned about the utilities my landlord asks me to pay.

I may be able to work a deal with them after the first transaction.Time is not a concern, but I would like to generate more profit than if I was to invest it in CD or stock market.

We have been very fortunate with that as well.We have experienced good luck with our local Apartment Finder magazine and accompanying website.

Does anyone have the wording I could put into our wills concerning this?

However, there are some other forms I need to be pointed towards.I am in need of a move in/move out a checklist, so the tenant can make a note at move-in of any concerns they have regarding the condition of the premises and to establish responsibility for any damages at the time of move out.I also need a rental application. 

I would like to know if anyone has any feedback or information concerning these two programs (i.e. are they reputable, are the beneficial, etc.).

My main concern is lawsuits due to accidents because of this associated water source.

I let them know my husband is a high school teacher and I use my small rental property business to allow me to stay home and raise my children who often accompany me to a property. 

Great response and i'm very happy that my first post has received such a knowledgeable veterans inputTo answer your last question of would it be really shady that it's so far below market - what i'm noticing is that they are giving me pro forma numbers (best case scenario) to make the place look like a good deal, and my concern is that if the rents were too far below that, there may be a reason that they are hiding for it.

Really my only concern is if I take a 20K down payment and the lender calls the loan due.