Apples and oranges as your tax status has little to do with your loan application but has to do with your intended use of the property.They may count rental income if you show a rental agreement effective the day of your purchase or very soon after, credit unions can have leeway on a commercial side, depends on other factors of your qualifying and customer status. 

I'm an investor in LA and Orange Counties.

Ya, maybe it's time but might be another 20 years and people still talking about it.You are comparing apples and oranges talking about Oak Park now vs 20 years ago.  

I'm familiar with all four quadrants, NW & NE, SW & SE, the communities and subdivisions, demographic and economic profiles and current markets specific to each area.I am a cash buyer and I actively network with RE professionals/investors throughout central Florida.I also invest in Citrus and Volusia counties, currently branching out to Orange county and looking to step into Alachua county. 

My name is Patricia Orange and I love all things Real Estate!

Originally posted by Jon Holdman:$165K is way too much to pay for $1500 rent,Not in Orange County, CA where Jake and I are from.

I also like that the newsletter is available in the middle of the page it's highlighted in orange.

The inland empire and areas of Orange County already.

Define the problem then solve for a solution.Since you're dealing with a bank, I'd suggest you not get too creative or do something they are not aware of, you probably don't want to wear an orange jump suit everyday.BTW, welcome to BP, where anyone can end up with one of my silly posts, they aren't meant personally, just having fun in the forums.

Carlos here is the link for the Orange County association and for MLS Salesperson only. http://www.ocar.org/Membership/MLS-Only-Salesperson.html