Not mutually exclusive.   

The breed insurance exclusion will give you a reasonable justification, but it could still get messy if they pursue legal action.Id dig into the true status of it being an ESA and if that pans out as "real" then its reasonable to require the tenant to carry liability insurance for the pet

Over the last 6 years I have been retired as a real estate professional exclusively handling my own properties and living on the income generated.I don't regret the decision and will eventually fully retire.

Why would a borrower go to a retail bank and pay a premium rate when they can go to a mortgage broker that’s tied to wholesale lenders exclusively and save money on closing costs and interest rates? 

Plus your barrier to entry on this property that can later become exclusively an investment is much lower as you can qualify for mortgages that require as little as 3 1/2% down.

But even parts of the Midwest are getting tougher.I operate almost exclusively in Detroit and we're still doing a lot of cash flowing deals there even after 75% LTV refinances.

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., it is difficult to factually prove you are in exclusive possession of vacant land.

We never signed an exclusive buyer broker agreement.

If the value has not gone up a lot since purchase, this might not apply to you, but one thing that is often a factor when converting a primary to a rental is losing your section 121 capital gains tax exclusion (up to $250k individual, $500k married couple if you've lived in the property for 2 of the last 5 years).