I have my auto and homeowners bundled with Geico / Liberty Mutual.

fix-it-all (joint compound with some additives) is not suitable for exterior at allYes it will wick in water as the paint deteriorates, and cause more rot, and keeping a good coat of paint on it won't be enough long-term in many/most climates.bondo (polyester auto body resin) is a cheap-ish "alternative", although harder to get detail work just right and not really all that suitable anyway (maybe ok with a good epoxy / primer, perhaps?).

It has to be presented through your attorney (or by you, if you have the knowledge of the process).You lender on the auto has a say as to whether you keep the car.

Heloc rates in my area are 8.5% whereas HML was quoted at 12% and 2 points.once I finish the heloc can I pay off the principle only like I would with say an auto loan? 

The mechanics and specifics of this are really a question for my trusts and estates department, so I will check with them for you. 

@Austin JamesUnderstand the area, the current tenant base,the median income, is it in a flood zone, the age of the asset, the condition of the plumbing, the electrical wiring, the fuseboxes, the age of the roofs, the age of the mechanicals, the condition of the foundation, the drainage of the property, does the property have a C of O, is there ny environmental concerns such as oil tanks being buried, the current property management company, what are the amenities.These are just a few things to look out for.

I too get frustrated at a resort charge but for me I just look at total price when comparing properties.If you went to a mechanic for new brake pads and they said it would be $195 would you upset? 

., Inspect Mechanical items, Water Heater Age, Roof, and Appliances. 

We use Schlage mechanical lock not as much flexibility but there are other wifi lock with battery life indicators.  

My friend has worked for Progressive Auto for 10+ years and even he says it's insane.