Short story: I'm 30 with a stable income in healthcare, my wife just got her RE license and is working for a great agency now (kids are 3 and 6 so she stayed at home during the young years).

No point in putting a band aid on a amputated limb. 

Professional background:Graduated college in 2010 spent 5 years in the management consulting industry at Accenture in DC area and I’ve been working for a healthcare startup since 2015 here in Dallas.

I think that most Americans were feeling that healthcare, childcare, etc have risen significantly.

Malcolm can you or anyone here elaborate if they have ran into this and what aided you with your decision ??

I have students that when they get their financial aid at the beginning of the semester they pay for 6 months of rent.

@Carloz Gil, getting more credit to fix your problem is like putting a band aid on a sucking chest wound.

Being taught about business from folks who lived in academia is practically useless.I’d hope a masters in accounting would give you more specialized skills that would aid with the exam and your career.My 2 cents. 

Plus, cold calling will build skills that will aid you down the road. 

He stated he was going to send me his healthcare bills for the unsanitary conditions.