For the wall cleaning, TSP concentrate works well.

Upon a sale, the amounts received from this deal would eat into the exclusion.9) The appreciation rights of the investor and the note could be sold off to other investors if either party got impatient.10) A maximum LTV on mortgages on the property in the range of 60% could be established to reduce the likelihood that the seller gets behind and does a short sale that wipes out the investor.11) If this arrangement might cause a problem for the homeowner when refinancing or taking out a HELOC, the investor could agree that the investor's interest is subordinated.Benefits: The homeowner's net worth is less concentrated in Silicon Valley single family home performance, and the investor gets a leveraged return on an asset that has potential to appreciate at faster than the rate of inflation.

Same with those whose business is flipping they just happen to concentrate on investors instead of home owners.Keep in mind in many of these neighborhoods.. there is no retail sales to homeowners there is only sales to investors.. this is quite common in any area were 20% down gives you positive 200 a month.. 

Ray Dalio has a great read on the rise of populism which I think speaks to the concern about both the concentration of wealth and more.

This cluster of towns seem viable because of a high concentration of colleges, state offices, quality public schools and a strong economic base.

1) You need to do your research to pick an RE niche you want to concentrate on2) Once nu 1 above is done, then concentrate on learning and educating yourself on such niche including market analysis, underwriting, searching for deals, establishing connections in the area, etc...3) By the time you're done with nu 2, take action!

If need help concentrating, then read "One Thing" by Gary Keller3) Concentrate on this niche and learn about it as much as possible through books, podcasts, networking4) Take action

I’ve been concentrating on figuring out what areas of Cape to concentrate on prior to pulling the trigger on something.

I would concentrate on your practice..  

.-1- Hurlburt Air Force Base, Okaloosa County, FLAvg Price - $322,000Loan Limit1 Unit - $370,3002 Unit - $474,0503 Unit - $573,0004 Unit - $712,100Colleges & Universities NearbyUniversity of FloridaOkaloosa Technical CollegeUniversity of West FloridaTroy State University-Florida RegionNorthwest Florida State CollegeSilver Sands School -2- Fort Bragg Air Force Base, Cumberland County, NC Avg Price - $165,000Loan Limit1 Unit - $314,8272 Unit - $403,1253 Unit - $487,2504 Unit - $605,525Colleges & Universities Nearby Methodist UniversityFayetteville State UniversityFayetteville Technical Community CollegeTroy UniversityShaw UniversityUniversity of PhoenixGrace College of DivinityCampbell University-3- Cannon Air Force Base, Curry County, NM Avg Price - $160,000Loan Limit1 Unit - $314,8272 Unit - $403,1253 Unit - $487,2504 Unit - $605,525Colleges & Universities Nearby Eastern New Mexico UniversityClovis Community CollegeNew Mexico State UniversityMesalands Community CollegeEmbry-Riddle Aeronautical UniversityWayland Baptist UniversityWayland Baptist University-4- Beale Air Force Base, Yuba County, CA (expensive)Avg Price - $282,000Loan Limit1 Unit - $324,3002 Unit - $415,1503 Unit - $501,8004 Unit - $623,650Colleges & Universities Nearby California State University - ChicoSierra CollegeYuba CollegeWilliam Jessup UniversityBrandman UniversityButte-Glenn Community College DistrictCambridge Junior CollegeBrandman University-5- Hickam Air Force Base, Honolulu County, HI (expensive)Avg Price - $565,000Loan Limit1 Unit - $721,0502 Unit - $923,0503 Unit - $1,115,8004 Unit - $1,386,650Colleges & Universities Nearby Brigham Young University-HawaiiUniversity of Hawaiʻi - West OʻahuHawaii Pacific University - Hawaii Loa CampusUniversity of Hawaii at MānoaLeeward Community CollegeUniversity of Phoenix Hawaii CampusHawaii Tokai International CollegeWayland Baptist UniversityWindward Community CollegeHonolulu Community College-6- Langley Air Force Base, Fairfax County, VA (not interested)Avg Price - $768,000Loan Limit1 Unit - $726,5252 Unit - $930,3003 Unit - $1,124,4754 Unit - $1,397,400Colleges & Universities Nearby George Mason UniversityVirginia International UniversityGlobe GMUStratford UniversitySanford-Brown CollegeUniversity of North AmericaNorthern Virginia Community CollegeMy Advice: At first glance it appears that all 6 areas would be great for rentals becuase of the high concentration of colleges.