They either never learned critical thinking in school or they are looking for easy money.

general question.... newer to investing with a couple of rental properties under our belt...Been listening to the podcast and hearing about brrr... my question is if you want to do the brrr strategy and refinance after a rehab, is it critical to pay cash up front if you want to refinance and pull cash back out after or can you still finance the property up front?

I'm not looking for pity, sympathy, or to be criticized for the decisions I have made.

I have read several people on these forums that are critical of there vetting of loans and risk factor (they assign risk factor of A to F). 

This is very much a numbers game so volume is critical.

Hi guys,Just getting started, acquired 1 SFR and 1 duplex at retail, and quickly found out that having a good lender would be critical to growing our portfolio.

Meaning as a licensee, you can be putting yourself in position to be legally criticized if you locate a good deal for yourself.  

Another thought is to recognize that they in fact have been critical to the operation / growth and make them the majority owner.

Looks great ... my only criticism is that I probably would've BRRRR'ed that one rather than taking the tax hit by cashing in the short term gains. 

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