There might be some local banks and credit unions that go slightly higher.

Additionally, we are open to exploring opportunities in other areas as well.We are particularly interested in:- Learning how to analyze these properties for cash flow potential- Understanding the local market dynamics and trends- Networking with experienced investors who can offer advice and mentorshipWe believe that with the right guidance and connections, we can make informed decisions that will set us on the path to financial independence.

A taxpayer can generally claim that a rental property is ready if the property either receives, or is ready to receive, a Certificate of Occupancy (CO) by a state or local authority.

This would depend on local municipality requirements.

How many will be local? 

There were no local programs, all would be online. 

I would think there’s a way to get that information in CA, but you’d need to ask local experts.

That said, I can tell you that sometimes a standard form provided by an association or even the California Bar may not meet legal requirements for the local jurisdiction that your property is located in.

If your looking to learn the trade and want to find a mentor to guide you, the I would suggest visiting one of the local REI clubs in Spokane or Couer D'Alene.

I will be moving out of the country for work and won't be back until 2026 so we only have a "local" market for the immediate future and then we are locked in to "out of state" investing.