When I was in residential back in the boom times helping home buyers we could get tri-merge credit reports pulled for free.It was typical for each agency to not have some information.The reason is for instance a person might apply for credit to a company based in Cali and they might only report to Trans Union.So the negative could show on Trans Union and not on Equifax and vice versa.This is why lenders use the middle credit score out of the 3 agencies for lender loans for an average.I have seen judgements and bankruptcies and collections show up on one agency and not others.So if a tenant was paying in California but moved here and defaulted and Trans Union showed clean and Equifax would report judgements by apartments here but I never saw it that would be a big deal.This is why being in Georgia why I want all 3 agencies.I don't care so much about past due credit cards as I do about judgements and stiffing other landlords and showing a pattern etc.Isn't there a landlord service to pull all 3 credit agencies??

Geraldine is President of the SJREI Association, which won the Award for Excellence from the National REIA in 2011.

What works for me might not work for you and vice versa.

Didn't the President sign a couple years ago a law which kept a "Valid" lease in place even after foreclosure?

@Ann Bellamy was one of the first contacts I made on this site, and she recommended I attend a local REIA meeting to meet people and learn more about investing... fast forward to now and I'm starting my second term as the vice-president of the same 100+ person REIA. 

The more that I heard reports about Roofstock and asked questions both of Zack (mentioned above) and the president Gary Beasley (I had a chance to interact with him directly on a Stacking Benjamins FB Live event) I became convinced that their system offered a way for me to test the waters with minimal friction.Their site has some built-in calculators that help to assess the different properties.

Even a tiny percentage on a deal could add up to a lot "dead presidents" in your pocket.

Feel free to add me to your buyers list and vice versa.

No money goes direct from you to seller or vice versa.

Be part of their meetings - dont disappear and get to know the Pres and Vice Pres.