Logic indicates that the courts only have so much capacity and if there is a run on evictions things will probably take longer.the other thing I find utterly amazing is when you read main stream media they make it sound like 20 to 30% of ALL landlords are suffering from non pays and such.When U read BP 97% of BP landlords claim better rental collection performance during covid than in normal times or no issues everyone is paying.. this could be a testament to the advanced landlord degree's that BP members generally have  IE experience and better management techniques to create these very good results compared to what the Media is saying. 

Im looking to refinance a Va loan into a commercial loan and to quit claim the deed to my llc.

I am under contract to purchasing a vacation home and I think I need to quit claim the home to my LLC at closing.

I just do everything to minimize any chance of someone making this claim. 

Or Errors & Omission claims kicking in post sale OR as a way to get earnest money back?

@Elias NeySo let us say rates rise - - am I unrealistic in thinking - ok, so  new mortgage applications see higher mortgage payments.

I've made about 10 insurance claims over the years, totaling over $1.5M in payouts.There is no downside in starting a claim, which you can always drop later. 

However, since you're aware of the debt, and even if you weren't, if you didn't pay fair market value for the property, a creditor might claim the conveyance was intended to be a fraud on them, hiding an asset that could be used to satisfy the debt. 

She and her husband are single family investors that have successfully used their VA loan and would be great resources to help you claim your first deal.

The lady have added the mother-in-law as co-applicant and claiming that she will be living with them.