There are FL bond programs as well that offer down payment assistance.

Several districts just passed large drainage bonds. 

@Batool HussainI review every investment and compare it to, can I do better elsewhere, whether it be real estate, stocks, bonds etcFive years just to break even personally to me does not feel like a great investment as I could do some hard money lending and nearly double it in 5 years.

Are they licensed and bonded?  

I am in a time crunch to hit certain goals within 10 years.I pay some attention to fed rate increases, but more and more attention to treasury bonds and SOFR.

Not 100% sure they are licensed/bonded anymore, and generally work on more "big projects" but they do good work, are exceptionally reasonable, and would probably love more work.

I think the more important issues are whether they have government oversight (most do not), hold funds in a separate, segregated, dual-signature Qualified Trust Account, have both the experience and expertise and are more consultative and advisory than others to help the investor get through the 1031 Exchange, and have good Fidelity Bond, Errors & Omissions Insurance, and Fiduciary insurance.  

When you go through your inspection and punch list it's not uncommon to address some of them after closing, they get documented and filed under warranty.Mortgage rates hinge on the bond market and not on the FED fund rate; it is likely mortgage rates will continue to decline, they might be lower this summer and if not then you can refi next year.

I was talking to a close friend of mine here in Austin last week and we are contemplating a monthly meetup group to educate folks on alternative asset classes, non-correlating, that provide a more holistic approach to building durable life long portfolios  So much of magazines, financial advisors talk only of stocks, bonds and annuities.  

If you want to buy a rental off the MLS at market value and put 25% down (because it is an investment property) and hope that you screen the tenant well enough to get a good one who will not trash your investment, and hope that you have done the numbers well enough to get at least an 8-12% return that won't be eaten up by every turn over or by capital expenses over time, and you want to take a few years of trying to figure all of that out, then yes, it is not that complicated.However, if you want to use more advanced strategies that require much less of your own money but have much greater returns such as 1) subject to, 2) lease options, 3) trading properties, or 4) buying a 3-acre property where there is a manufactured home on it where the seller does not have a title to it so you are getting it for 40% of the value and then getting a bonded title and putting 15k in to fixing it up and creating 120k value within a short period of time, then yes you will need  education (preferably someone to walk you through the process) to be successful at these types of strategies.There is no secret to real estate, there is very little a coach can teach you that you can't learn for free online.