With that being said, depending on the market and scope of work, a lender may be willing to stretch the parameters for you but they will want to see the team you have in place as well as some ability to debt service the loan.Now to your first sentence in your question, most hard money lenders will not extend you a loan if you are going to be living in the property. 

Also, your experience as a park operator will have significant impact on whether a loan is considered, as well as your ability to negotiate the terms of the loan.

They don't typically look at you so much as they look at the deals ability to produce sufficient income for the debt service.

No, independent contractors have the ability to apply for a PPP loan on their own so they do not count for purposes of a borrower’s PPP loan calculation.And page 15 paragraph p. states:p.

With my limited knowledge what I bring to the table is the ability to research, analyze, and provide hands on work experience.

My biggest question is whether I have the legal ability to build a 2 car garage that can hold a campervan's height with an ADU above it, or do I need to consider 'popping the top' in some realm and keeping putting the ADU above my property. 

We just don’t have the time or ability to be more hands on right now, but we don’t want that to scare us away.

I think their ability to sell it is dwindling with COVID, but it is a well maintained B+ property in a great location near a military base. 

Thank you Bigger Pockets for helping me to have the ability to live a life I never would have thought possible. 

Since she has no lease and you are the rightful heirs, you also have the right and ability to enter premises and ensure its safety, etc (again, talk to attorney on this).I have heard of others having some "rough types" move in to a few of the rooms to make it very uncomfortable on the trespasser in hopes to get them out.