Or lease out the shop/garage in the back to make extra $.

PS: As for fellow SF Bay Area locals, would love to have a chat over coffee with you!

Go to every meetup and every coffee connection I could until I found an opportunity I couldn't pass up. 

I would shop them out. 

(military, REI and coffee!? 

New loan - ~70-80% of the ARV (126k in your example - paying yourself back the 100k, plus 26k extra)Closing costs (generally rolled into new loan) - lets say 4k for example (you should shop around to see best option)Total loan amount that you are paying back monthly - 130k (plus insurance, property tax)Dont forget about the seasoning period though!

One thing that I find cool is the rent estimator tool, i was wondering is there any opportunity to create a one stop shop for data analysis through the following:1) Under Rent estimator, create a a sub-section for airbnb / STRs?

Overall, I thought almost property and shopping center was run-down.Growth in a city is not impressing and I notices that our great government relocated maybe a few hundred thousand Middle Eastern people to the Columbus area.

I've got a borrower who's been shopping for months now.  

They are not as sexy and for a young person who wants to live for today it may not make much sense but if we have coffee and spend 45 mins I absolutely know I will convince you to buy a duplex.