Loan Products for Primary Residence

[Tucker Cummings]

My wife and I are hoping to move to Austin within the next year. Our plan is to househack and move into a 2-4 unit building while renting out the other sides. We currently have a mortgage on a primary home and we have 9 investment properties.

Because of how many mortgages we have, does this disqualify us from low money down payments like USDA or FHA loans? Goal is to put as little money down as possible so we can leverage more and put the equity from our current primary into other assets.

Just hoping to get an idea of what all our options are. Thanks!