BUT seller financing carries a huge responsibility and one that should not be taken lightly.

” That kind of thinking can scare the day lights out of you.But know this: as you do more and more deals, you begin to gain altitude.

I'm also interested in this answer, and if I may add a question without hijacking this thread and hopefully shed some light on this subject...Do we need to have a license to negotiate a short sale with a bank?  

I asked them what was their goal; sitting in the dark because they couldn't pay the light bill or pushing their car to the grocery store because they couldn't afford to put gas in it.Gail

Waxing will probably take care of all the light scratches.  

This is not a project for the faint of heart or the light of wallet, but the returns appear to justify the effort.  

Could you shed more light on your process or refer me to an in-depth post about how utilize this method.

The mgniblinds were below and the light fixtures were nasty.  

 $40,000 water damage, tenant stuck a leg of a ladder through the flashing on the roof putting up x-mas lights and gave 30 days notice, no mention of the hundreds of gallons of water pouring in. 

We got a full remodel, rents were paid the whole time and during the process we actually made some changes like adding over head lighting and outlets.