Once you start stacking, it's like a compounding effect to your state of mind.

I will return only a portion of the sec. dep. because there is some damage that will get deducted.  

Your travel habits are the largest factor in determining the value of travel rewards as it has the greatest effect on conversion rates. 

Think of all the damage an occupant can do vs. one that is getting paid a fair price to pack and leave quietly.

This has 2 effects:  Higher Mortgage payment and PMI required.  

I do not know how the  state of California will be effected by what the market does. 

I know I can make it work...I'm just trying to find the most realistic/effective strategy.

Insurance is a net positive for the tenants, in case of theft, accident, fire or flood damaging their personal property, etc. 

If that's the case and no damage, you simple have to goto the Enforcement office and file for garnishment.I haven't read the recent changes, but usually you can mail the debtors copy to their last known address.

Missouri we are allowed"That is a big plus since so many tenants do not pay their last months rent.Do you also collect LMR or just the damage deposit.