Nice, stuff Ben are you getting the seller to hold paper on it?

If you are able to pull cash out and deploy it into something that is going to give you a greater return then on paper many people would say to do it.  

Speculate seller motivations.My kitchen table is littered with scrap paper with math and floorpan renov ideas.

@James Wise - I could tell you, but then I'd have to...well...you know :)

Paper works for me because I understand title and the collateral. 

The only way papers are going to dry out is to lay them out sheet by sheet. 

Having said that, one would think not to file papers especially if she promised to leave at the end of the month; however, I simply do not trust her.

The original lender sold the mortage to wells fargo, who services it.

Looks good on paper, but that won't happen in real life.

Honestly, I only received my loan approval a week before close - there is no way you could wait for that paper to pack - you would never do it in a big home.  4500 sqft, 3 kids, and 10 years.... it took us 3 weeks to pack.