A TOS requirement is an obligation that must be performed prior to closing when a property is sold; essentially it’s a condition of closing imposed by local government.

By placing his name on the list it ensured Clussive would never be able to close another FHA or VA loan or any other transaction involving the Federal Government, such as a HUD or VA REO sale.Below is a letter from the U.S.

Banks that are governed by Fannie and Freddie aren't going to loan on a foreclosure, you need to find a hard money lender in your area that can help you procure the property at the auction. 

Don't want to mess with the government, they always get the last laugh.

Thanks @Mark Brogan@Demetrius GatlingIn Georgia using subject to existing financing, you can generally buy on terms with subject to, land contracts, and lease options.In order to properly talk about buying on terms you need to know exactly what the existing financing is, if it's an ARM or fixed-rate, whether it is a conventional, private or government backed FHA like loanSubject to existing financing deal generally means that you are buying it subject to, getting the deed, telling the seller that they're leaving the loan in the sells' name for a period of time.It's important to understand due on sale clausesThere are differing opinions about due on sale clauses and sub 2.The strategies I believe that are great for sub2 are ones that you can pay off existing financing quickly, like a Buy Fix and Resell, and you need a good attorney for themYou don't want to hold a subject to deal very long and you need a strategy and resources if the loan is called due to pay off the existing financing.

With interest rates forecast to raise slowly in the next 10 years & the government GPD forecast to not hit 3% for 10 years I don't think wages are going to be climbing very fast.

I think your will recognize John Walsh..http://www.breitbart.com/big-government/2015/07/15/john-walsh-exposes-illegal-immigrants-not-on-sex-offender-registry/

Start engaging and speaking to local government officials, restaurant staff, property managers and anyone else who is actively involved in the community. 

the only advice i can give you is to keep checking with the county clerks office. anytime the bank takes the next step in foreclosure, there has to be a hearing and paperwork to go with it. this paperwork has to be filed with the clerks office and is free to the public to look at. sometimes, and this is a little known secret, banks just give up on a house. they weigh the cost of maintaining it for an extended period of time and legal fees along with it, verses the price they may get out of it in the end. the government puts a limit on how many foreclosures the bank can put back on the market in a year, so the banks are more likely to put the high dollar ones out there as opposed to the cheaper houses. who wouldn't?

One thing about the bizz though what's great now won't be in 3 to 5 years what was dormant now may germinate in 3 to 5 years..Governments change the rules and regs  creating opps and taking away opps..