@Leland Smith , the first tab asks for the lower selling price for the worst case. -85k is automatically calculated in the worse case scenario. 

Significantly lower than a credit card2.

If the current rents are significantly lower than market then it might be a viable deal.The reason I mentioned Financing is although the property still falls into the Residential category (versus Commercial) it is considered an investment property.  

Glad to hear lower income renters north of the mason dixon have bank accounts!!!!!   

For a little "cheaper" but good upside I would look at newberg, sherwood, maybe even Sandy.Salem for sure is cheaper, but not sure the appreciation will be there and rents are lower.

If you are offering lower than they are asking they may not accept your offer but won’t write another contract until yours has been rejected.

I had a 5 unit on month to month and after a major costly repair (water issue) 4 of 5 units gave notice in December so I had to accept much lower rent to fill the 4 units.

If the taxes are too high, show how you can get them lowered.

Reason being is a) lower interest, and b) cash flow.I refinanced one of my properties to a 15-yr (6%), which was great but after thinking about, I should have refinanced to a 30-year.

Reason being is a) lower interest, and b) cash flow.I refinanced one of my properties to a 15-yr (6%), which was great but after thinking about, I should have refinanced to a 30-year.