* Can I get the properties under my own name and forgo the LLC, but still get business umbrella insurance that covers 10 properties?

Or...You could refinance into a loan product that allows it.You could leave it alone and get an umbrella liability policy to cover you from possible lawsuits. 

Matt, several CPAs I've spoken with have suggested at least starting with an umbrella policy to minimize risk.  

Does it make sense to start an LLC or just continue to own / buy under my name and pay for umbrella coverage.

Thanks for the feedback, everyone.Account Closed having individual LLCs under the umbrella of a larger corporation sounds like a good approach.

Using separate LLCs will be an admin and logistical night mare, insurance costs will be higher as liability coverage becomes limited to one property rather than spread over all properties as an umbrella.

I think some DIYers are under the false impression umbrellas or home owners cover all this and/or if they build to code they have insurance against liability laws, I won’t be banking on that anytime soon.

19 SFHs, 1 LLC, 1 umbrella policy, one business checking account, 1 spreadsheet, 1 pickup truck, 1 mobile phone and Cozy. 

Dear Hard money and Private Money Lenders,I'm new to Flipping /rehabbing after going through a 6 month immersion/coaching/mentoring program in RE investing, so while my company may be new, I have definitely wet my feet under the umbrella of my coaches.

We got rid of the LLC and just got an umbrella policy.