Hi Bigger Pockets Community,I am 27 with a wife and 11 month old daughter.

@Chad BartlettWelcome to Bigger Pockets.

I'm Naomi W Scales and I'm new to bIgger PocKETS .

After reading Bigger Pockets forum posts on this similar topic, I've come to realize the following/have the following question:AirBnb's with FHA as I've now come to understand are not allowed in the supposed OWNER OCCUPIED unit.

Hi Bigger Pockets,I am a brand new, want to be real estate investor, looking to score my first deal in the Houston, TX area by the end of Summer 2019. 

ONLY do business when your starting out with reputable HML and one who is local who you can walk and in and talk to them in person.there are bigger players that are in multiple states. but NO one is in all 50.. these include.LendinghomeLendingoneLima oneVisio GensisAnchor Aloha Conventus and on and on and on.. there are plenty of legit lenders out there. 

Some choose to simply have an umbrella policy for protection, some do both.

HuntWelcome to Bigger Pockets.

As to immediate advice, if you haven't subscribed to the Bigger Pockets podcast yet, I can't recommend it highly enough.

Listening to someone else talk about is not the same as actually experiencing it.Hi Bigger Pockets, I'm Ellis, a new member and a newbie investor.