I asked for specific examples on this 1% cash flow buying in 2023 or 2024 (not 2020 or 2015).

Some other factors to consider - How long are you planning to hold this property?

Upstairs currently is a mid-term rental but plan to do long-term after they move out EOY

Also it will be specific to the region where the loan is going to be done. 

Cost Segregation is a commonly used strategic tax planning tool that allows companies and individuals who have constructed, purchased, expanded or remodeled any kind of real estate to increase cash flow by accelerating depreciation deductions which can defer state and federal income taxes and increase cash flow.When a property is purchased, not only does it include a building structure, but it also includes all its interior and exterior components.

Happy to connect to hear more about the specifics of what you're looking to do and help where I can. 

Without knowing the specific terms of the purchase contract and exactly what point in the contract you’re at there’s no way to answer the question I’m guessing you may be asking.  

Hi Joseph, you would have to get the specifics on this particular DSCR pre-payment penalty, but they usually apply after there’s been a greater than 20% principle reduction. 

Then work on annexing into the town of Wellington in order to rezone other parcel (B) to industrial or commercial to follow towns comprehensive plan.

Do you have a business plan?