Other programs had no seasoning competitive rate/term FNMA refi for up to 75% of newly appraised value (up to 10 per spouse), same no seasoning for cash out refi on rental properties purchased for cash, great rates on homestead HELOC for up to 80% of appraised value, and even construction financing including ADUs and refis into 30 year fixed rates upon completion.I haven't got any funding from her yet, but seriously considering.

I know for a fact in 2013 houses (not condos) are already not cheap, my friend purchased a semi-detached around Ossington and College for $700k, granted it was newly renovated.

The reason tends to be as an asset gets older  with the higher rents then people start looking at something newly built to move to for paying top dollar. 

The property is 4 Unit vacant and newly renovated.

@Ben StaplesOn the Marketplace forum, click + Add a filter , click Saved Filters , Click Load Filter to launch it. 

However, if you would like to know my academic accomplishments you can check out my newly updated profile.

That being said, as a part time real estate agent I have clients constantly out of touch with the market today, they are not involved in it therefore they do not understand true value, or what the market is doing, feels like there are still people stuck in the market of 5 years ago where I am.Something I just told a woman I am working with the other day after she continually was making 15% less than lp offers on updated newly listed homes that helped bring her back down to earth is.People are not listing their homes in todays market as much because they have to sell, but more so because they can sell and make greater profits given inventory vs demand.

As the process accelerates, we will begin to face problems technology cannot help us with, such as the social strife created by those left behind as well as others in developing countries who will feel newly empowered and demand a greater political voice.We will also have to change how we view work.

My initial plan is to have at least 6 months of PITI in reserves as part of my initial expense for a newly acquired property.

Here's the breakdown:- pay someone to do manual work- send out mailers- do mass stealth voice message drops that bypass the ringer- launch a website and pay through the nose to get nothing- send boat loads of $ to Google for pay per click to find out most clicks are from competitors- mass video marketing to rank for 100's of search phrases + specific locations to get calls or visits- press releases to get to the top of search and gain temporary traction- lease a mass website page creation that ranks 20,000+ search terms that direct to a single website- mass text messaging or facebook messaging- facebook marketing... etc etc etcHere is what I think is best:1. get a cheap website up that looks pro then if you have boat loads of money and you want to get immediate traction pay Google with PPC2.