If it was solely my decision I would buy a new building to house hack every 14-16 months and build my portfolio using low money down owner occupied loans.

An example of a recent seller carried transaction was a $335k purchase with $35k down payment $300k loan amount at 5% interest only on a 3 year ballon.

It is true that does not apply to investment property, but what happened was that first time home buyers that did not qualify for a home loan were trying to circumvent that Dodd Frank rule by saying "oh, this is a rental property" (wink wink) and then move into it...basically creating a no-income verification loan.

I'm wanting to purchase and rehab or build in rural Ga but would like to talk to a good loan officer who can let me know if the location and me qualify for a USDA loan?

Investment loan Lessons learned?

Money is getting tight, thinking about getting a personal loan to buy me some time. 

Originally, you had a loan of $355,000 with a current balance of $310,000 at a fixed 3.5% APR over 30 years.

What happens if one of you decides to buy a personal home and need the credit to qualify for a new loan so needs to sell this one to make it happen, but the other partner not ready to sell yet, or doesn't want the capital gains.