You said "your neck of the woods", where are you located?

Hey @Assou Mawuto Sermisoni, Great to see you join the BiggerPockets community!

If I am house hacking then what should be the insurance.

@Phil SheltonYou would need a civil engineer to provide a drawing to get submitted to zoning and get a permit if it passes zoning is most common This also depends on the road - if it’s a state road forget it as it will take a year to get approved and cost a fortune - if it’s a local road process not as cumbersome but don’t expect this to happen quicklyIn some instances you may have to prepare sight distances etc to make sure it’s safe to add a curb cut

At least half of the videos are probably abject garbage or gurus selling a program.

When it dies I won't replace it with an ice maker but they were over the moon to get the rental and this is the second set of tenants that said we don't care about the ice maker.

If you had eyes on the property and have a good idea on all this you can hit the HML for all the costs and take draws after the initial acquisition to do the rehab for the rest of the amount.

Analyze potential rental income versus expenses carefully to ensure the property will generate income from the start.

Yen vs the Dollar...or Canadian Dollar vs the Dollar. 

I’d recommend reaching out to see if any of them can offer a package deal for the sewer scopes you need.