You may also try a less regulated portfolio or commercial loan from a local smaller bank or credit union.

If you attempt lease option be mindful of Dodd Frank regulations.

Consumer complaints are the number one way regulators catch people, followed by bitter ex employees or spouses, and by competitor complaints.None of this is relevant to the greater issue of if RTO or LTO are disguised credit transactions.

Is it correct that if you just get the lender to record a mortgage then there is less regulation vs. a more complex security?

I I know there are rules and regulations on Air b n b but would love suggestions on how to approach this situation.

The best way to keep a project on schedule is to only pay for completed work.Yes, that's tougher to do in this environment when GCs have their choice of jobs, especially one you haven't worked with before. 

That said, I do recommend knowing about tenant and landlord rules and regulations in your County.

You need to start advertising the property and lining up potential tenants.Learn lessons from this and make sure to update your rules and regulations, your processes, ... etc going forward, so you can de-risk these types of situations earlier and better in the future.

HOA.....This is their job... why you pay dues/fees.... so the property is maintained and rules/regulations are enforced and if they dont, then legal action on your pat is needed. 

These loans aren't regulated like a conventional, FHA, and even non qm loans.