Go back to him with 5% down, 7 year balloon and possibly offer to pay a little extra.

Some people can't sleep at night if their money is earning 0.1% in a savings account.

Tenants will pay extra to have a garage for their vehicles or their storage needs.

You need to get it out before you lose it and make it earn it's keep.

If anyone is handy in the Columbia area or wants to get some repair experience I am happy to have some extra sets of hands.

One example recently, I had an issue with a tenant breaking multiple house rules (smoking, party, extra guests, late check out) and causing damage and excessive clean up.

Those extra rules are called "overlays". 

While I was in graduate school earning my Master of Fine Art in Acting degree, I did end up buying a duplex like I had set out to do, that I lived in the downstairs and rented out the upstairs to build equity and have someone else help pay the mortgage.

To the second question, we provide tons of extra bonus content when you purchase on our site with each book purchase.

Cost us on the back end at sale time, and could have saved a little bit of "extras" along the way to help mitigate those costs.