Some takeaways from him:Treasury Regulations section 1.280A-2(i)(3) gives a couple of ways you can proportion the rental portion of a property--my accountant used square footage.Under section 280A of the tax code, common areas that you also use are considered part of your personal space and unfortunately aren’t counted as part of the rental space in the proportion calculation.

I am happy to have her out, but unsure of how to go about this issue.

Meaning you must have an appraisal completed and the lender will look at the 1007/Rent schedule and use the lesser of the "Common rents" of the neighborhood or the current rents of the property.

I will caveat that the ones that I know focus in So Cal, so I'm not sure of the intricacies of the Bay, but I would suspect similar issues. 

Then there is the issue of styles and types.One can ask the same question of a several successful investors and get a different answer from each, all good answers.

A three-day notice will be promptly issued next month if there is any issue. 

@Timothy Nako yeah, this is very common in Houston (and many other) markets right now. 

My business exists specifically to help close deals with deceased owners/probate issues all the time all over the country.

that walks through many of the common ways to invest in notes.

As an aspiring real estate investor, avoiding common mistakes is key to your success.