I'm exposing my soft underbelly in the hope that it may help others in the BP forum. 

Soft and horizontal up through foundation.My capitalistic decamillioniaire likes 3pts, 8.5%, 1yr flips, 70% PP, 70% rehab and he has to approve the deal.My brother, mother, uncle, cousin, bro in law and other true friends I don't know their criteria because I value our relationship above another deal. 

I have heard from many commercial contacts that some of the markets are soft and couple that with rising rates, I personally would prefer to leverage my residential properties as those rates are still historically low and you can fix the rates. 

You can ask that they do a "soft check" which will get the process started and won't affect your credit score like a "hard check" would.  

If the principle balance is higher than the original balance (or amount borrowed), its a good indication that the loan has been modified with the arrears lumped in with the UPB.I'd recommend searching "10bii" calculator if you need to brush up on these calculations.

AR is typically a soft market state, Bytheville especially so.

You can power wash and use a brush to clean them thoroughly maybe use some TSP.

Also, every house comes furnished and a lot of accommodating for different items that would never be considered in the US, i.e. negotiating hard/soft bed, larger fridge, installing oven & installing a dryer. 

Buy paint , drop cloths , a brush and a roller .

@James Wise,I'm not sure if it just shows how a few years in the industry jades you, but with 75% of them, i thought "Not that bad, just need some good bleach and a hefty scrub brush!"