Quote from @Khon Kounbandith: Investment Info:Single-family residence fix & flip investment.

Once the rehab was done I refinanced out of the private loan into a conventional loan as a primary residence.

However, consider STR seasonality, local regulations, and management demands, and ensure your equity loan and new primary residence costs fit comfortably within your budget.

You might want to study up on the Telephone Consumer Protection Act.

Our primary residents also has some equity, I have a HELOC with $166,000 available funds.

In 2022 I also sold my money pot personal residences for $961,000 and purchased it for $154,000 in 1999. $500,000 was tax free due to being married.  

Hey @Brett RiemensniderThere are a TON of banks/credit unions that will offer as low as Prime on a heloc on your primary residence.

my condolences on your recent lost.there are a few ways you can do this, as mentioned above you can take a heloc on your primary residence which will give you a second mortgage, first mortgage payment wont be impacted. you can do cash out refinance which will give you one mortgage and payment. it will pay the old mortgage and give you money in your pocket to pay for the rehab.or you can do a renovation refinance which is similar to cash out refinance but we would contractor involved  as part of the refinancing and they are paid through the loan

The process protects both their system and users against fraud and aligns with banking regulations, especially given the financial data involved in property management.

They'll request proof of income, proof of residency, and non-payment notice.