Recently when in a bind because my regular contractors were busy on other jobs and the backup guy I had scheduled bailed on me at the last minute because of an injury I actually used Craigslist to find new painters and carpenters.Lots of folks responded so I had to be careful who to hire of course. but, bottom line, the carpenter I found is great.

@Russell NaylorYou'll want to look into a couple of things...The Veterans Administration has a supportive housing initiative to promote housing veterans near where they get treatment for injuries and psychological disorders as a result of their service, or near public transit which can help them get to their sources of treatment.

If they want to pay for it and use a contractor that YOU approve, AND:1) they pay for it and reliquish it to you when they leave at no cost to you with no reimbursement to them whatsoever (and SIGN an agreement stating as such... absolutely must sign such an agreement)2) AND they sign a waiver making you not liable for any injuries resulting from the use, install, etc. of the storm shelter....

One bad move and you could get sued for a fire, tenant injury,... anything.

If I had applied, not had sufficient income, and told you I was about to leave my job due to an injury, but had not yet applied for (or had applied but had not yet been awarded) injury compensation yet, I would hope you would tell me no in a heartbeat.

@Kelly G. each state has thier own WC laws, so you will get well meaning misinformation on these national websites.In WI, an employer does not need to carry work comp, but is liable for injuries to employees, sub contractors and volunteers.  

You can end up paying an injury out of your pocket.Permits Assure SafetyApplying for a permit does seem like a hassle.

Your economic injury is less than the amount you received from the EIDL Advance.

If you are looking for something to provide usable data if something does happen either with theft or injury that would be the best way to go.  

Its like you can pnly file accidents death or injury claim once you get injured.