I live in the area and invest mostly in the suburbs, so I would be happy to chat!

We're based in Tampa and, in addition to personally investing, I own a mortgage company that provides financing for tons of investors.

Thank you in advance  1. 

There is no additional "risk" on the note like a demand clause etc, but you have  extra expense in upfront one time costs and the pre-payment penalty that most programs are sold with if rates do drop as expected in the future.  

Lots of things in life have parallels.

Anyone investing in Knoxville TN?

Quote from @Chris Seveney: Quote from @Devin James: In 2021, we saw buyers upgrading to larger homes, taking advantage of 3% interest rates to afford an extra 300+ square feet.Today, smaller homes are selling much faster as higher rates make additional square footage less affordable.While rates are historically average, I don’t see them dropping significantly.

In this economic environment, creativity rules. 

SonuI have lived in Final for 6 years.

Registration fees $800+ SOI $50 fees California and legal stuff-keeping it simple-easier to refinance a SFR if decide to just BRR and cash out refi in my personal name versus trying to get loan in LLC name.