Insurance challenges are growing nationwide, not just in California.

Quote from @Nicholas Dillon: I read somewhere that you can request to have your mortgage insurance dropped once your Loan to Value reaches 80%.

The market is going to go up in the next 5 years.

I'm not sure if this forum is still active, but I'm looking to chat with a few real estate investors in Ontario who may be interested in raising funds by selling fractional shares of their property.My co-founder and I are doing some market research so we need to talk to some folks to gather more insights before building this out.If this interests you or someone you know, please reach out.

Most of our newer investors approach 2-3 lenders to discuss loan options.Some lenders recommend making your financing inquiries within a 45-day time period to avoid larger drops in your credit scores.All the best!

In my opinion though, I would not touch your rental. 

I did get grandfathered in and the area where I bought is in a nice part of town. 

Investment Info:Single-family residence buy & hold investment in Oceanville.

Additionally, take some time to drive around your neighborhood and gather information on recently sold properties within a mile radius.

If I accept the suggested pricing opportunities it could drop my rates by $100 / night in some cases.