Quote from @Marc Zak: In the market where I live (San Diego), appreciation has been strong and many predict it will continue to appreciate in the long term.However, with current interest rates (6% at best) and property tax (2%), the annual cost burden is 8%.Am I correct in saying that appreciation has to be above 8% annually (plus whatever my maintenance and vacancy costs are) for me to make any money in this scenario if the property is cash flow neutral?

And ironically, we are investing in a private note currently.

In addtion to the typical 'SOLD' Comps, I also always run Comps on what is currently offered for sale.

I don’t quite have enough capitol for another property downtown and am currently looking at multi families in North Charleston. 

Get it under agreement for less than asking price and offer to bring the loan current and have them carry that loan.The way I see it is they are just getting MLS properties under agreement - the last five I looked at had been sitting on the market for more than 150 days (overpriced) because the payoff of the loan would not be satisfied at lower price point. 

We invest in Greene County, Ohio and currently have 24 low income units. 

I would like Lawrence or areas that are starting to increase in value but not as high currently. 

I wouldn't touch your current loan unless rates drop 1-2%.

Currently own the lot my Tiny Homes and sheds are on in Festus Missouri.

(Their offerings are now on a portal called “Swell”)One of the current offerings is a loan to a developer in Denver, offering 11% and maturing in Aug 2025.