I'm sure insurance specialists on BP will chime in with helpful information.I'd recommend seeking another opinion from an insurance agent who can list and explain coverage options. 

Which means even if you had an inspector there on that day, it would be a few days before you could get coverage (assuming there were no issues needing remedying first, like an old water heater, roof, etc.).  

Lenders will base your permanent loan on debt service coverage and many will not look at your DTI and other personal finances except to collect the information for compliance purposes.

Look into DSCR (Debt Service Coverage Ratio) loans that might have more flexible income requirements?

It's still a pretty good story, but investors who are in funds VI and VII rightfully couldn't care less about the great timing of sales they had no part of.Sook, I appreciate your kind words about not being "fly by night", our rigorous accounting, K-1 delivery, and comprehensive reporting--your trust in us is not taken for granted.You say that you've invested with other sponsors who's properties have held their value--if you are ever in the mood to share more specifics on that with us I'd love to see what they are doing differently and perhaps I can learn something. 

How do you determine the amount of Umbrella coverage?  

Foremost halted coverage for our carts and  we have switched to Progressive.The policy is a  Mortorcyle coverage policy and clearly states  all 4 golf carts on the policy and coverage for each.  

You’ll likely run into carriers that won’t like you making small claims, thus harder to get coverage in future.

Yes, they generally have a more comprehensive checklist in the written report but I like to make sure to emphasize the main ones.

They seem to have a good set of comprehensive services and fairly priced fees.