If you lack the funds to flip any other way, go for it, but do understand it's not a business model for long term success. 

Increase earnings, reduce expenses, save up, and invest.

I'm having a hard time trying to find a bank that I can open a business account with online.

.🔹 Example in Action:Rental income: $9,000PITI: $9,500 → DSCR <1 (not qualifying)Using $63,000 in assets → Adds $1,045 in incomeNew DSCR >1 → Higher LTV (80% instead of 75%)🔹 Why This Matters:✅ Helps investors qualify for better financing✅ Increases borrowing power and flexibility✅ Allows you to scale your portfolio fasterUnderstanding financing tools like this can be a game-changer for investors looking to maximize opportunities.

I used the proceeds to start my business.

Chicago is a lower appreciation market but with the trends we've been seeing with increased rates of hurricanes on the east coast and fires in the west, I do think long-term we will see some migration to the Midwest.

This is not a debate, I haven't been in the business 30 years, but 10+ along with thousands of investor policies as well.

For investors, this can mean boosting rental income or increasing the property value significantly.

Would it be best for me to come in as an investor/contractor as one business entity and her and her family come in as partner in a separate entity. 

I was fortunate to have my own franchisee business.