My recommendation is that you screen tenants using a service which offers the full spectrum of reporting (job history, rental history, income verification, credit score, any adverse items as a part of their full credit history, nationwide criminal background check, terrorist list check, sex offender list check and eviction history).  

There's also "Adverse Possession."

Most started at a year with us and then, once we proved ourselves, dropped the requirement.So in short, it's just added security for what is (or at least should be) a risk adverse industry.

You are risk-adverse.  

I had a friend book an Airbnb in Hawaii about a year ago for Oct 2020, and when everything started shutting down, the host would not let them out of their reservation until very near the arrival date because they were fearful it would adversely affect their metrics.

Is the recent shutting down of Urbana University going to have adverse effects on the local economy?

Hello McKensieI really liked the BP Podcast  where THACH NGUYEN was interviewed.100 doors a day for ten years, to make USD one million per year in commissions.thats WORTH ITAs investor/agents we need to reach a large volume of potential sellers to eventually get the few who we do business.Its about embracing adversity/rejection as part of the journey to success.

Good for you for diversifying in times of adversity.

@George RodriguezUnless you are really risk adverse and want the asset protection, it’s really too expensive to have LLC.

People don't want to be first and are generally risk adverse, especially with private loans.