I am now shopping to replace, but curious where I can learn more about the pros and cons regarding a policy like the one mentioned.  

I end up shopping around.

Downtown adjacent areas like Globeville/Elyria-Swansea and Cole/Whittier saw some of the highest rent increases.

Are there consignment shops?  

Additionally, I own an adjacent parcel with 5 acres of coffee and have obtained permits to operate an agricultural tourism business there, with entitlements to build two more dwellings.The estate is situated within a gated community, and while it’s a remarkable property with a lot of unique features, I’ve encountered some pushback from the neighbors, which has made me reconsider my position here.

I am pretty sure just about every Loan Officer is getting shopped like crazy now.

My parents bought in Rosarito when it was just a dirt road with little shops and stops.

This will allow you to shop for properties more easily, and will also make it easier to run different scenarios for different properties that you view.The best way to prepare is to have your income for the last two years and YTD available, know how much you have available to spend, and write down any questions you want to ask.  

I now have the luxury of shopping a commercial loan at my own pace. 

Well, if you are within walking distance of coffee shops, restaurants, and Astoria Park and just 20 minutes from NYC, only one thing can make homeownership more special.