Westchester, although one of the hottest markets, has a ton of upside with opportunities for both cash-flow and equity. 2-4 family properties in Westchester are the 2nd most affordable in the NYC Metropolitan area (next to Suffolk County) making it easier to find cashflow opportunities when compared to the boroughs and other suburbs like Nassau.A client of ours in Westchester recently purchased a < $800K 2-family with a detached 3-car garage which brings in additional rental income - from a local business owner with commercial vehicles.

Her husband is also a GC who can help build additional units as needed if you get something that can fit an ADU.

You may not be able to break the contract this year but would recommend getting additional estimates going forward if you feel it is expensive.

Additionally, Building a trustworthy local team will make the process much smoother.

In addition to conventional loans and FHA loans, if either you or your wife are veterans, the VA also has a rehab program.I'd be happy to discuss my rehab experience both as an investor and as a mortgage broker, and at least help you think through your options. 

There are too many factors that you cant control .

So sad to hear that all the time and money you or your clients invested and the trust you had for Delta Build were lost, in addition to the lost opportunity to otherwise make money.

Additional Categories: Charity? 

Yes, I’ll check with regional building, but curious for additional thoughts here.

@Kleyn LopezI have referrals in the San Diego area if you are in need of additional CPA recommendations.