So after much deliberation, we have decided to put another home on the property to try and increase the cash flow.

If you want to change your goal to a growth goal, then do that, and act accordingly and deliberately.

But a tenant who deliberately refuses to talk to you about the matter of owed rent is typically one who isn't planning on paying rent and is simply trying to buy as much time as they can to remain in the rental unit for free.Gail

Life is a game of chess, with deliberate and thoughtful actions.

Why would banks deliberately give away their own assets cheaply?

In my opinion,you should be speaking to an attorney about any liability on their part.To me it's a 50/50 chance of winning depending on the judge.Your argument is they deliberately disobeyed you after you told them not to turn up the temperature.However,they will argue you failed to replace a defective water heater with a new one that wouldn't have had this problem at the higher temperatures.It's a toss up.

Hello,Trying to secure a  mortgage for my first (deliberate) investment property and I made some mistakes.

@Robert Mayfield, was it deliberate that you neglected to mention how much you bought it for?

My background includes working as an Investment Adviser and an Equity Trading Rep for a division of JP Morgan.

.: cable TV, going out to eat (a huge one for us), needless driving; being more deliberate, and the like).