Hey even flipping we're good at.Ask your questions here, anything counts, in one place and I will give you a solid data-backed (NEVER opinion-based) answer.In case you don't know me, My name is MSOOTKAUG, and am quite damn good at generating actually motivated seller leads, ranking websites #1, Credibility, and Conversions and people usually have to fork over their first=born child to have me consulting them.

I am sure this is an attempt to keep investors from using their long term financing for flips, they don't actually want the extra interest, this is punitive to discourage nonconforming use of the product.

also the ceiling is usually done in a flat paint, walls in eggshell and trim in a semi-gloss.

Usually those kinds of deals are along the lines of 40% off the top.

So lets hypothetically say you bought 15k worth of a stock, you would have about 16k at the end of the year 1k appreciation that will be susceptible to taxes if lets say you sold it, with a property at the average appreciation rate you would have $3800 of appreciation, you would have paid down some principle (maybe $1000 or more), hopefully got some extra money from renting it, and you would also most likely pay no taxes as the end of the year if you had sold it.There's a lot more factors that go into play, but real estate definitely wins in my opinion. 

Prepayment penalties- usually 1-5 year terms.

@Hans Baum Seller can potentially lose that portion entirely if new buyer goes into foreclosure or short sale, so most who will even consider an assumption usually require a buyer who can go through proper VA assumption process and substitute their entitlement.

I usually follow up within 2 days of sending and get a buyer signed and EMD in by the time I reach out to about 45 buyers on average. 

DSCR, 3yr PPP, 750 credit, 65% LTV Cash Out: 7.874% (no points), 7.624% (1 point), 7.374% (2 points).IO Options are usually 1/8th higher in rate. 

They move much faster than traditional banks and usually have fewer restrictions for qualifying.