I distribute calendars of scantily clad women (by mail or in person) to potential renters. 

Hello from Northern Virginia (and the nation’s capitol).my primary interest is in flipping, and rentals (single family and multi-unit). currently working with a class a builder looking to network with others in real estate.

I've heard PenFed is used by a lot of investors on a national scale. 

It is home to two casinos, Electric Boat, a Navy Sub Base, and a National Guard Base, so the potential for future renters is promising. 

I got the idea to get into real estate in 2008 took the National Exam failed and never went back.

Our stated criteria (we are intentionally vague since we don't charge screening fees, we prefer a wider applicant pool to choose from):Our Criteria:We do not deny housing for race, color, religion, sex, national origin, handicap, sexual orientation, marital status, or familial status.We do deny housing to individuals: when the application is not complete or accurate where there is not sufficient income/resources to pay rent and live (2x rent)where there is poor prior tenancy: evictions, violations, damage to rental property, poorly handled move outs, amounts are still owing to landlords or utilities.

@Jo Weiss, there a few national credit unions that do HELOCs on investment properties: Pen Fed & Navy Federal.

Both from national small lenders that I had not heard of.

This article had me more alarmed than othershttps://ad-venturing.com/2019/03/26/housing-growth-hits-a-brick-wall/They have a graph/picture in the article that show National home sales down 8.2% so far in Feb. 

We usually use Appraisal Nation and their recent track record with my residential loans at least has on average been considerably less than 14-20 days.