I already own some property, my partner does not, but he has about twice the liquid capital that I do.

@Stanley E. inbox me and let's discuss it. :)

I would like to work with 1st time home buyers, and expired listing.  

unless things have changed, every member of my national guard unit that was deployed while having a written lease/mortgage was e titled to BAH payments.

Now its no longer just a cash purchase with liquid capital so you shouldn't use the traditional calculations or formulas for basic cash purchases.

The plan is if we ever had huge emergencies at our house back to back to back than we would take it out of one of those less liquid accounts.

I've got a couple decent candidates I'm considering, both with pros and cons...1st OPTION:Doctor + retired woman, both mid-60s, no kids, no pets~ 9x monthly rent in income2-year lease... potentially longer termGreat credit score-- However --Tax liens, bankruptcy, both have "messy" divorces in past couple yearsOnly been dating for about a yearDUI, expired plates, and another charge I'm looking into--2nd OPTION:Young couple, Dad + stay-at-home mom, baby, small dogRelocating from Texas~ 4x monthly rent in income1-year lease... almost guaranteed not longer than thatAlready had higher house payment in Texas, so rent would be cheaperExcellent credit scorePerfect background checkPerfect credit reportSo the question is, do you go with the older couple without the pet who's already interested in signing a 2-year lease and could potentially stay longer?

There is a similar meetup this weekend in Escondido at 1614 E Grand Ave at 10 AM on Sat. 

I will rescreen the tenants when the lease expires.

Hey All,I am having some trouble understanding how DTI is calculated and it seems that the different lenders I have talked to are telling me different information.I have 1 year of landlord experience renting half my duplex and just filed my first schedule E in 2015.