I’m not sure how to judge all those characteristics you mentioned before but I’ve been feeling pretty confident about the mortgage agent and their work.

I’m a big mosaic theory person and try and recognize/find the value in every(one/thing).

Noelle, Detroit should be high on your list of places to move.I can speak from personal experience.

Go with what your tax person recommends.  

I feel so stupid for getting into this situation.

Hello Faysal,1st of all, I personally don't like option 1, not equity gain with your investment.For your option 2, with your cash available position, I would see if I could talk the owner in to Owner financing the property for 12 months at 5%, with $100k down. 

Although I don't personally like the trends, they were supported the City of BBL's October Compliance & Occupancy Data, which provided the following:1 - The occupancy rate for October was 38%, which compares to 55% prior year; 2 - Average nightly revenue dropped by 36% on a year-over-year basis; and3 - Demand decreased by 22% on a year-over-year basis, while SUPPLY ALSO INCREASED by 13%!

Whether you're a new investor or looking to scale your portfolio, qualifying for traditional loans can be a challenge—especially if your personal income doesn’t meet the strict requirements.That’s where Debt Service Coverage Ratio (DSCR) loans come in as a game-changing solution for real estate investors, providing an easier way to finance properties based on the property's cash flow rather than your personal income.What is a DSCR Loan in Real Estate Investing?

Oh well, perhaps that's another person who relocated.But then her work reference was for a remote job based out of Pennsylvania, and the number for her reference there was also a 952 number. 

Personally I would try to sell them all individually, as many unoccupied as possible.