by the horns and take control.I'll reveal my bias and say anyone who legitimately needs the emotional support of three pitbulls should be in a mental hospital, but thats just me.

The only thing is that I would still have this huge debt burden(personal not the property) that makes it hard to go with that decision.I guess I thinking if I am able to clear all that and still have around 50k to start fresh then my mental well being would be healthier:) I could also use that money for a down payment down there as well.I also have some taxes that are on a payment plan that it would take care of as well.

He might call it "innovative thinking" - if it was my restaurant, I would call it "utilizing my facilities without spending any money", or another fancy way of saying "leech mentality".

One can also or should also take into account the emotional/mental and life style factors that may come into play too since everyone has different preferences on what they'd like to do with their free mind / time space.I think for some the 14 hours is more than acceptable however if a person was willing to trade that 14 hours and perhaps reduce it  down to 20-30 minutes of calls/emails per month by hirining a professional manager it may make sense as well depending on the cost.

This is the first investment property for my husband and I, so we wanted to start with a versatile and smaller, turnkey property.

It's time-consuming, and it's a mental drain. 

I live in Oakland (SF Bay Area) and the prices are absolutely mental.

Hobby landlords rarely understand the business, tenant mentality or their market.

That's the mentality that this Great country was founded on.

If I am to loan friends or family money, I mentally consider it a gift and if they give it back, great, if not I just don't loan again but wouldn't want to ruin a relationship over it.