Case law has determined that a property owner may have an ability to assess the total value of a property but doesn't hold any special qualifications to determine the split between land and building.

It appears some people with the ability to drive to the location are taking advantage of discounted rates.

By providing now it may limit your ability later on.  

My worry would be how would a modification affect my ability to qualify for the best interest rate on new loans?  

Nobody knows because as of this moment there is no bill, or draft of a bill, if you want it to be included then call your congressman and senators. 

The impact of this will be staggering upon tenant’s collective ability to pay their rent.

., some town halls being closed for recording).I would pay attention to the terms of the HELOC of course, obviously the rate but also any other terms such as ability to convert to a fixed and under what terms, how long you can keep an outstanding balance before it needs to be repaid in full, etc.

Form CVA, 3/20)The following terms and conditions are hereby incorporated in and made a part of or, as applicable, an amendment to, thePurchase Agreement or n Other _____________________________________________________ dated _____________(the “Agreement”) on property known as _______________________________________________________ (“Property”)in which _______________________________________________________________________ is referred to as Buyerand ___________________________________________________________________________ is referred to as Seller.From time to time, events overtake the ability of the parties to a contract to allocate the risk of nonperformance.

I have the ability to work remote and I plan on purchasing in Austin either Q4 of this year or Q1 of next.

And if you pledge the real estate as collateral, then might it complicate your ability to refinance in the future?