You can easily have to spend 10 times what you paid for the original certificate to go thru this process, for just the interest you were supposed to earn on your certificate.

Question for those of you who know,We currently use several credit cards (to of course gain points) for our apartment properties, which we spend over $150k a year or more on. 

For those of you who have been doing this for a long time or have experience/inside knowledge, if you had $100k, where would you put it, spend it, use it at this point in 2018 to grab some great funds or gains? 

Yeah you might have to spend a lot of time finding the cash flowing deal but hey that's what REI is!

Are you spending a lot more up front on a rehab or capital expenses that aren't listed here? 

Why spend 100k on a rental property that would bring in the same amount in rent as a 50k property.

On deals like this, the way to make money is to sell before you have to spend anything on capex, and also hope you have several maintenance free years.

If you already made up your mind that multi-family is a better alternative for you (and me:) ), why spending time and money on the investments that you plan to transition from anyway?!

I wasn't planning on spending a lot of money for repairs for this house.

Your best bet is to be honest and explain the circumstances.Perhaps you could talk to them in advance before you spend the money and time for the classes.