.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelery, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report)It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residence Good Luck

Went out last Sunday in North Dakota driving for dollars my first step towards real estate investing looking at wholesaling looking for a good skip Trace app, or maybe just yellow cards any advice would be appreciated thank you

I am doing a full duplex to single family home conversion in Tower Grove South, the bricks are really what is driving up the cost and the need for a mason to basically rebuild the back wall.

With fix n flip loans, debt and income is not a factor.

Yes, you will have access to a VA loan with 100% financing, however:This doesn't to you a whole lot of good if you are only in a duty station for a few monthsDepending on your rank, duty station, and other factors, you may be required to live on base at timesVA loans are only for owner occupantsYour purchase price will still be dictated by your credit and income (see first bullet above), andIt can be extremely risky to buy with 100%+ financing at the peak of the market (I say 100%+ because many servicemembers and veterans roll their VA funding fee into their loan, which can leave them leveraged at 102% or more - with negative equity).

That is the only way that you WILL be able to get out of your job.Its not that hard to drive around your area and look for ugly properties.

@Jake Wernitznig buyers frequently don't factor in the costs of landscaping new construction.

That question depends on a lot of different factors.

This is important for the possibility of your loan getting approved but also a major factor in a seller's decision to accept an FHA financed offer over an investor who is paying cash or financing with a conventional or commercial loan.I would suggest taking a different approach with your FHA loan and looking for a property that you would want to live in for an extended period of time but also would cash flow if leased it after satisfying your FHA owner-occupancy time requirements. 

This is a grand opportunity to drive the price down with the seller if you're buying with the right fixit-man skill set -- you're not.If you do this, you're making a major commitment, the kind of thing so far out of a typical hands-off investor's comfort zone that it will take her/him into a danger zone.