So what's the more realistic interest rate for retiring investors, tired landlords, etc?

That being either a vehicle or the actual tires.

Long term won't make sense for the first few years of ownership, but you will likely get there if you hold onto it and get tired of the STR turnover. 

Sometimes, you'll eventually get them to give in and sell to you at your price when they finally get tired of holding on to it.I don't know much about the Fannie Mae stuff, so I'll leave that for someone who is better versed in that area.

My poor fingers got tired of typing the same thing over and over, so I put my tips and tricks in a blog post.

If you don't, then you will end up with poor to no results and a pocket with no money in it.It is easy to blow through $1,000 in Adwords, in a month and receive a couple of "tire kicker" leads.Your Adwords need to be focused, talk the language of the target audience, tracked and tested.

Too busy doing deals which keeps my schedule full, got tired of the BS that appeared at several, and mostly logistics (there is just not any good ones I know of in the SFV which is convenient for me.If you get enough interest for the SFV, let me know (for weekdays).

D4$, court records, Craigslist, Facebook marketplace, Facebook yard sale groups, For sale by owners, For rent by owners (tired landlords) 

Many have absolutely no background in trades of any kind and would have a hard time changing a tire roadside.

I was using the absentee owner with high equity list and got a few tire kickers.